Personal Budget Tips & Tricks for the Budget Minded

Learning how to create a personal budget and sticking to it can be hard for any family. If we were all being honest, most of us would admit that we need serious help with our finances. There's no shame in needing help or in needing to learn a new skill! We all need a hand up sometimes! That's why Stacy Ott, author of Six Dollar Family, provides these personal budget tips, tricks and tidbits of advice to help you figure out the best budget for your family, when to update your budget and more.

Personal Budget

No matter what your personal budget questions may be, you are sure to find the answers you need with these  articles. Stacy will teach you everything from when to refinance your vehicle, how to protect yourself against identity theft, how to get cheap cell phone plans and more!

You will learn how to protect yourself against a financial crisis and how to create a crisis budget   as well as how to figure out your net worth and so much more! No matter what your budget issues are, these personal finance articles are sure to help!

Defining Cheap: Cheap Vs. Frugal

I can remember a time in my life when I sought out the cheapest price on any product that I bought. I was under the impression, as I'm sure many of you are, that the cheaper product always equaled the better deal, that the more money I could save on something, the better it was. … [Read more...]

Can You Afford to Be a Stay At Home Mom?

I have been a work at home mom for almost 5 years now, but I remember what it was like discussing my budget with my husband (okay, now my ex-husband) when Emma was born. Could we afford for me to be a stay at home mom? We ended up deciding that yes, I could afford to stay at … [Read more...]

Financial Lessons Learned from I Love Lucy

My Emma recently discovered "I Love Lucy" and like millions of other, she is utterly enthralled by Lucy. The entire thing came about because Tom and I happened to be talking about the episode with the Vitameatavegimin and she wanted to see what we were giggling about. Needless to … [Read more...]

The #1 Thing Your Grandparents Knew About Money That You Don’t

It might sound cliche` or old fashioned, but we could all really learn a lot from our grandparents. The generation that lived through the Great Depression learned a little about everything but one thing they learned a lot about was money. In fact, they learned so much about money … [Read more...]

Do Budgets Really Save You Money? Why You Should Have One and How to Make One

We’ve all heard it time and time again: “Make a budget and stick to it.” If only it were that simple, right? Budgets are one of those things that we all know we need it, but since they're boring and can be tedious to stick to, a lot of people tend to just skip it. Trust me when I … [Read more...]

Why You Should Balance Your Checkbook (Even if You Don’t Write Checks….)

Do you still write checks? I don't. In fact, I haven't written an actual check in over 2 years. Instead, I prefer to use my debit card for almost everything. My debit card earns me cash back, it's quicker, easier and really I just prefer to swipe my card instead of taking the … [Read more...]

10 Financial Tips & Tricks for Newlyweds

Getting married is a HUGE step. A huge AND scary step! Not only are you now responsible for taking care of yourself but you're also responsible for helping to take care of your spouse. I'm not sure about you, but I hate being financially responsible for someone … [Read more...]

5 Reasons Why Your Budget Fails

I have a confession to make. Okay well it isn't the first time that I've admitted it, but it never hurts to have a reminder. I am kick butt at creating our budget. I can squeeze every single penny out of everything when I want to. I am not quite so good at sticking to that … [Read more...]

Why You Should Identify Fixed Expenses in Your Budget

Ever have one of those budget moments where you sit slack jawed looking at your budget and realize that a double face palm would never be big enough to cover it? I have plenty of times so I'm pretty sure that you have too. One of the times where I have done this is when I've … [Read more...]

How Combining Your Finances Can Improve Your Marriage

My Tom and I have one bank account. One account to rule them all so to speak. I suppose since we both work that we could have separate accounts, but that never occurred to us. I know though that a lot of couple do keep separate accounts and I think it's time for them to be … [Read more...]