Personal Budget Tips & Tricks for the Budget Minded

Learning how to create a personal budget and sticking to it can be hard for any family. If we were all being honest, most of us would admit that we need serious help with our finances. There's no shame in needing help or in needing to learn a new skill! We all need a hand up sometimes! That's why Stacy Ott, author of Six Dollar Family, provides these personal budget tips, tricks and tidbits of advice to help you figure out the best budget for your family, when to update your budget and more.

Personal Budget

No matter what your personal budget questions may be, you are sure to find the answers you need with these  articles. Stacy will teach you everything from when to refinance your vehicle, how to protect yourself against identity theft, how to get cheap cell phone plans and more!

You will learn how to protect yourself against a financial crisis and how to create a crisis budget   as well as how to figure out your net worth and so much more! No matter what your budget issues are, these personal finance articles are sure to help!

Budgeting House Expenses with Home Warranties in 2019

  You should only take one look at the average repair costs for home appliances and systems today to see why you should start researching the best home warranties in 2019. To make the most of this type of protection, you need to choose the right type of warranty and … [Read more...]

Our January 2019 Budget- Picking Up the Pieces of a Smashed Emergency Fund

It's a new year and for our family, that means taking stock of our previous years spending, our savings and any other financial related tasks that happen once or twice a year. I thought it would be fun this year to show you our monthly budget at the beginning of the month and how … [Read more...]

How to Live on a Fixed Income Successfully

One of the most common budget issues I hear from my readers is that they're trying to figure out how to live on a fixed income, but are having trouble. Let's face it; if you only have a specific amount of money each month, life can be downright hard. There are a few things you … [Read more...]

How to Stop Living Paycheck to Paycheck {and the Real Reason You Are}

Am I the only one who goes through periods in my life where it seems as if there just isn't enough money to my month? I know I can't be and in fact, one of the most common things that I hear from Six Dollar Family readers is that they are looking for ways to stop living paycheck … [Read more...]

14 Reasons Your Household Budget is Failing {and How to Make Your Money Work for You}

I can't be the only one whose household budget takes a nosedive sometimes, can I? I didn't think so, but you never can know, so I figured I would ask. If you're over here in the "my budget fails sometimes" crowd with me, don't stress it too much. I am one-hundred percent positive … [Read more...]

Personal Budget – How to Avoid Living Like the Joneses

Have you ever heard the phrase “keeping up with the Joneses?” Do you know what it means? If not, it means to be in competition with the people around you as far as your home, car, clothes and other material possessions. While competition is sometimes a healthy thing, the one you … [Read more...]

5 Things Your Personal Budget Needs Before the End of the Year

This post was sponsored, and paid for, by SunTrust. All opinions are my own. Please see our disclosure policy for more information. As the end of 2017 rapidly approaches, a lot of us are taking stock of our financial situations. For some of us, our finances will end the year … [Read more...]

Personal Budget Tips – How to Create a Crisis Budget

Whether we like it or not and whether we want to admit it or not, at some point in our lives, we all end up having a rough month or three. It is in those moments that we have to sit down and really get down to brass tacks about our personal budget. Those brass tacks budgets are … [Read more...]

Newsflash! Your Thoughts Are Keeping You Poor

A while back, I had a conversation with a very good friend of mine on Facebook. She had shared a status that I wholeheartedly disagreed with and a short, but respectful debate followed. The status that she had shared - while I'm sure was well intended by the original poster- had … [Read more...]

The Secret to Scoring Cheap Cell Phone Plans

How much are you currently paying for your cell phone? $100 each month? $150? More that that? If you're like we were, you fall into the $100 or more category. At $110.00 per month, that left me paying $1320 each year out of my personal budget just for cell service. While my cell … [Read more...]