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Personal Budget Tips & Tricks for the Budget Minded

Learning how to create a personal budget and sticking to it can be hard for any family. If we were all being honest, most of us would admit that we need serious help with our finances. There's no shame in needing help or in needing to learn a new skill! We all need a hand up sometimes! That's why Stacy Ott, author of Six Dollar Family, provides these personal budget tips, tricks and tidbits of advice to help you figure out the best budget for your family, when to update your budget and more.

Personal Budget

No matter what your personal budget questions may be, you are sure to find the answers you need with these articles. Stacy will teach you everything from when to refinance your vehicle, how to protect yourself against identity theft, how to get cheap cell phone plans and more!

You will learn how to protect yourself against a financial crisis and how to create a crisis budget as well as how to figure out your net worth and so much more! No matter what your budget issues are, these personal finance articles are sure to help!

We have all heard that "cash is king" and that we should use a cash only budget. I don't and it's for a very good reason. Let me show you why I don't use a cash only budget and why you may want to switch too.

Why I Don’t Use a Cash Only Budget

Sticking to a weekly or monthly budget does not always work for everyone. For those people, learning how to budget paycheck to paycheck can often be the answer.

How to Budget Paycheck to Paycheck

It is so easy to waste money even when you think you're frugal. These 29 ways you're wasting money prove that. If you're doing any of these, you are keeping yourself broke!

29 Ways You’re Wasting Money Even Though You Think You’re Frugal

Not every family needs a full monthly or weekly budget. For some, a personal spending plan is a much better choice. Learning how to create a spending plan is not hard at all. In fact, it's much easier than learning how to create a budget!

How to Create a Spending Plan

What is the best way to budget? Easy! The best way it budget is also the easiest! Let me show you what a zero based budget is and how to create one! Your finances will never be the same again!

What is a Zero Based Budget?

If you are living paycheck to paycheck, unemployed or just never seem to have enough money, building some savings probably seems impossible. It's not! These tips will show you how to save money when you have none (without going without your needs!)

How to Save Money When You Have None

Are you wasting money in your budget? Probably so and you don't even know it! Check out these 20 most common wastes of money and stop throwing your money away on them today!

20 Common Expenses You Should Stop Spending Money On

Is your budget ready for an emergency? If not, let me help walk you through how to create an emergency budget step by step! You never know when you might need it.

How to Create an Emergency Budget {AKA How to Create a Four Walls Budget}

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