Personal Budget Tips & Tricks for the Budget Minded

Learning how to create a personal budget and sticking to it can be hard for any family. If we were all being honest, most of us would admit that we need serious help with our finances. There's no shame in needing help or in needing to learn a new skill! We all need a hand up sometimes! That's why Stacy Ott, author of Six Dollar Family, provides these personal budget tips, tricks and tidbits of advice to help you figure out the best budget for your family, when to update your budget and more.

Personal Budget

No matter what your personal budget questions may be, you are sure to find the answers you need with these  articles. Stacy will teach you everything from when to refinance your vehicle, how to protect yourself against identity theft, how to get cheap cell phone plans and more!

You will learn how to protect yourself against a financial crisis and how to create a crisis budget   as well as how to figure out your net worth and so much more! No matter what your budget issues are, these personal finance articles are sure to help!

How Your Clutter is Hurting Your Family Budget

We all have those moments in our lives where the clutter outweighs the neat. Take me for instance, most days my desk is neat as a pin. Take a look at my closet though and...on second thought? Don't take a look at my closet. It's kind of scary in there. The point is that some … [Read more...]

Huge List of Ways to Save Money

Back in 2014, my family had a very large drop in our income. We were okay for a while as we lived on our savings, but sooner than we expected, that money was gone. We almost lost our home. We had our power shut off not once, but twice. We had to live off of our grocery stockpile … [Read more...]

How to Safeguard Your Finances Against a Financial Crisis

Financial emergencies seem to be the "stuff of legends" for the majority of people. We seem to think that a financial crisis can't happen to "us" and that they always happen to "everyone else," but the truth of it is that they do happen and yes, they can happen to you as quickly … [Read more...]

How to Calculate Net Worth {Plus a Peek at Mine}

Do you know what your net worth is? If you're like most, you don't. After all, the majority of people don't list personal finance as one of their hobbies. Learning how to calculate net worth might not be your favorite thing in the world to do, but it is incredibly important for … [Read more...]

Why You Should Skip That No-Spend Month

Keeping your family budget in check is one of those things that for the vast majority of people is hit or miss. You either nail it on the head and things run smoothly or you have trouble finding a budget that works for your family and you struggle with your family finances each … [Read more...]

Why You Need to Have Multiple Streams of Income to Build Wealth

How many "jobs" are in your home? One? Two? Three (at most)? Are those jobs your only source of income each month? What if I told you that by the end of 2016, my family will have 10 streams of income each month? Yes, you read that correctly. Ten. Now what if I told you that you … [Read more...]

How Often Should You Update Your Personal Budget?

How often does your family update your budget? Do you do it daily? Weekly? Monthly? Less often? Recently I had the chance to talk with quite a few people about their budget and I was shocked at how little they were actually updating them. So that got me wondering. How often do … [Read more...]

Why You Probably Have More Money Than You Think

Have you ever looked at your paycheck or bank account and wondered why you didn't have as much money as you should? If so, you're not alone since most of us likely do it on a regular basis. No matter what you make per hour, you very likely have more money than you realize. The … [Read more...]

7 Budget Tips for Newlyweds

Did you know, that one of the most common things the newlyweds fight about is money and that it is one of the most common causes for divorce? Whether it’s caused by one person who spends way too much or whether it’s caused by both people spending way too much, not getting your … [Read more...]

5 Must Have Bank Accounts Every Family Needs

How many bank accounts do you currently have? One? Two? What if I told you that you should have at least five bank accounts? Would you think I am nuts? Okay, I probably am a tad bit nuts, but I make sense sometimes. All of that aside, if you only have one or two bank accounts, … [Read more...]