Personal Budget Tips & Tricks for the Budget Minded

Learning how to create a personal budget and sticking to it can be hard for any family. If we were all being honest, most of us would admit that we need serious help with our finances. There's no shame in needing help or in needing to learn a new skill! We all need a hand up sometimes! That's why Stacy Ott, author of Six Dollar Family, provides these personal budget tips, tricks and tidbits of advice to help you figure out the best budget for your family, when to update your budget and more.

Personal Budget

No matter what your personal budget questions may be, you are sure to find the answers you need with these  articles. Stacy will teach you everything from when to refinance your vehicle, how to protect yourself against identity theft, how to get cheap cell phone plans and more!

You will learn how to protect yourself against a financial crisis and how to create a crisis budget   as well as how to figure out your net worth and so much more! No matter what your budget issues are, these personal finance articles are sure to help!

5 Must Have Bank Accounts Every Family Needs

How many bank accounts do you currently have? One? Two? What if I told you that you should have at least five bank accounts? Would you think I am nuts? Okay, I probably am a tad bit nuts, but I make sense sometimes. All of that aside, if you only have one or two bank accounts, … [Read more...]

Family Budget – When Should I Refinance My Car?

If you have a car loan, you might find yourself asking "Should I refinance?" With so many families struggling to find a family budget that works for them, making a high car payment each month can sometimes be one of the many reasons for a budget failure. Figuring out if you … [Read more...]

How to Create a Personal Budget You’ll Actually Stick To!

Budgets are hard ya'll. Do you have one? I would hope so because at this point in our lives most of us are aware that we should have a budget. There is however, a huge difference between knowing you should have a budget and actually having one that you stick to. Like I said, … [Read more...]

Finding Your Financial Freedom When Things Get Rough

This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine. Comments submitted may be displayed on other websites owned by the sponsoring brand. Imagine going from an income of $80,000 all the way down to $20,000. Never in my … [Read more...]

The #1 Mistake You’re Making in Your Budget

Do you consider yourself a budget king or queen? Are you dead on with your budgeting every month and never go over budget? Or are you like most families who struggle to stay on budget and stay within the amounts you set for yourself? If so, there is a very simple cause and … [Read more...]

3 Easy Steps to Stop Living Paycheck to Paycheck

Have you made any new financial goals for the new year? Maybe you want to fill your savings account, maybe you want to start investing or maybe you just want to get your budget to a point where you can stop living paycheck to paycheck. Let's face it. It happens more than any of … [Read more...]

52 Ways We Saved in 2015

Oh man ya'll! I can't believe we're staring down the barrel of the last week of the year! This year has been a crazy up and down roller coaster ride for my family and I, but all in all? It's been a great year for us personally and for us in business and our finances as well. One … [Read more...]

How You Wasted Hundreds Last Month

It's a new month and hopefully you're busy setting up a new budget for this month. I know I am. Yes, my expenses stay the same for the most part, but that doesn't mean that I can just walk away from figuring out where each dollar is headed and how my money will be spent. I love … [Read more...]

The #1 Thing You Misunderstand about Becoming a Millionaire

Tom and I love to dream. We'll cuddle together on the bed and lay out our dreams for when money isn't a real issue and we're debt free. We dream of our own homestead, of leaving our daughter in a place where she'll never have to worry about anything and of helping our friends and … [Read more...]

Defining Cheap: Cheap Vs. Frugal

I can remember a time in my life when I sought out the cheapest price on any product that I bought. I was under the impression, as I'm sure many of you are, that the cheaper product always equaled the better deal, that the more money I could save on something, the better it was. … [Read more...]