Have you ever stood in front of a money problem only to find that you feel as if you’re standing in front of the world’s tallest and unshakable mountain? I sure have. In fact, I feel that way more often than I care to admit. I don’t know of a single person who doesn’t at times. If you’re struggling to make ends meet, these money saving tools can help. They certainly have helped our family.
It’s hard to make ends meet these days and if we are not careful, we can find ourselves watching our hard work fly out an open window.
One of the best way that I have founds to keep things running as smoothly as they should is to have an arsenal of money saving tools and some (sometimes) extreme frugal living tips to help myself with.
My Favorite Money Saving Tools
I would like to share my favorite money saving tools with you and I hope they’ll be as much of a help to you as they have been to me. This list is starting out only a few money saving tools, but I am sure as I use them in my own life, I will add more.
Be sure to bookmark this page and check it often for updates.
Probably one of my top 3 favorite money saving tools is Rakuten. They recently changed their name from Rakuten, but they’re still the single best way to save money when you shop online.
They have a close relationship with retailers and it pays off for you. Those retailers pay Rakuten and Rakuten passes a portion of that money back to you as cash back!
Sign up HERE for Rakuten and when you do, you’ll score $10.00 FREE with your first $25.00 purchase with them.
InstaGC is one of my favorite ways to earn free gift cards. I have been a member for 8 years! You can earn free Amazon gift cards and other free gift cards to hundreds of stores including Walmart and Target!
I use the gift cards I earn from the site to keep from paying cash for groceries, Christmas and more. It has been a HUGE help over the past 8 years.
Plus, when you sign up for InstaGC HERE, you’ll score 10 free points to get you started.
Side Note: Have you subscribed up for our weekly e-mail newsletter? Each week I send out an email packed with ways to save money, recipes, DIY and more. Plus, when you sign up, I will gift you a FREE copy of my e-book, “The Ultimate Guide to Cutting Your Household Expenses.”
Subscribe HERE (or by using the teal box below this post) then check your email for your free gift!
We all search the web so why not get paid for it? When you sign up for a Swagbucks account HERE, you’ll do just that!
Not only will you earn points – that turn into cash or free gift cards – for searching, but you’ll earn them for printing coupons, taking surveys, completing offers, watching videos and tons more!
I’ve been a member since around 2010 and absolutely love them!
You shop for groceries, right? Do you want to get paid to do so? Sign up for an Ibotta account HERE and you can do just that.
Ibotta works with grocers to offer you exclusive rebates on thousands of items each year. When you redeem one, the rebate amount is then added to your Ibotta account. Bank $20 in your Ibotta account and cash out for cash ($25 minimum) or gift cards ($20 minimum)!
Self Lender is a relatively new money saving tool for me, but it is rapidly becoming one of my favorites.
If you need to work on raising your credit score, Self Lender can help you do just that.
My own credit took a pretty hard hit a few years ago and Self Lender helped me raise it 68 points in just 2 months!
Side Note: If you really want to take your savings to the next level, be sure to take a look at my book, “Six Dollar Family: From Six Dollars to Six Figures” HERE on Amazon. It is packed with the methods I use in my own life to save money, my own personal DIY recipes and so much more. It is available HERE on Amazon Kindle or paperback or in paperback at Barnes & Noble HERE.
I shop Amazon a lot. I use Prime Pantry to buy certain groceries, Amazon Instant Video when I watch tv, Amazon Music Unlimited, the Kindle Lending library and of course, the 2 day shipping at least twice a week.
I would not be able to afford any of it without Amazon Prime. There are so many different benefits to Amazon Prime that it just makes sense to me to have it as a membership.
If you are not a current Prime member, you can get a 30-days of Amazon Prime free right HERE.
If you’re receiving government assistance, you can also get a discounted monthly price of just $5.99 a month.
If you have an infant or toddler, you may also want to check out Amazon Family right HERE. It can help you save 20% on thing such as diapers and wipes, get exclusive Amazon coupons and more.
Another tool that can help you if you’re trying to rebuild your credit is Credit Sesame. Owned by TransUnion, Credit Sesame is totally safe and fairly accurate.
Sign up for Credit Sesame HERE and you’ll be able to monitor your credit score, credit report and more. All 100% free (unless you choose to upgrade). Having that kind of info is great for helping you to figure out how to pay off your debt and where to start.
I have two teenage daughters and anyone who has or has had teenage daughters knows how quickly they can go through clothing. Thredup helps keeps that quickness from sending me to the poorhouse.
They are an online consignment shop that sells kids and women’s clothing, shoes and accessories. They even have designer bags and jewelry as well.
Head over HERE and sign up for a ThredUp account and you’ll be able to score either a $10 or $20 credit. It varies at different times of the year so there is no real way for me to tell which you will receive.
My final favorite money saving tool is Grove Collaborative. My family uses green cleaning supplies and green beauty products. Grove helps me save on the supplies for things to make homemade and on the products we don’t make ourselves.
They carry everything from toilet paper to flea treatments for your pets. It’s all natural. Plus, Grove is a certified B Corp meaning they’re actually doing something good with their profits!
If you’re not a Grove member, sign up HERE for a Grove Collaborative account and you’ll score a FREE 5-piece Mrs. Meyers cleaning set.
If you enjoyed this post, you may also like these:
- 40+ Tried & True Ways to Earn Free Amazon Gift Cards Online
- 16 Real Ways to Save Money on Groceries (That No One Talks About)
- How to Save Money on Your Electric Bill with Extreme Frugality
- 33 Simple Money Saving Skills that Will Save You Money
- How to Make Money Selling Kids Clothes Online
- 50 Best Things to Buy at Aldi
As I said earlier, I am always trying new money saving tools so I am positive this list will grow.
Do you have any that I haven’t mentioned here? I would love to try a new one.