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Personal Budget Tips & Tricks for the Budget Minded

Learning how to create a personal budget and sticking to it can be hard for any family. If we were all being honest, most of us would admit that we need serious help with our finances. There's no shame in needing help or in needing to learn a new skill! We all need a hand up sometimes! That's why Stacy Ott, author of Six Dollar Family, provides these personal budget tips, tricks and tidbits of advice to help you figure out the best budget for your family, when to update your budget and more.

Personal Budget

No matter what your personal budget questions may be, you are sure to find the answers you need with these  articles. Stacy will teach you everything from when to refinance your vehicle, how to protect yourself against identity theft, how to get cheap cell phone plans and more!

You will learn how to protect yourself against a financial crisis and how to create a crisis budget   as well as how to figure out your net worth and so much more! No matter what your budget issues are, these personal finance articles are sure to help!

Budgets can be hard. If you use the wrong type or try to overcomplicate it, you'll find yourself on shaky ground without even knowing it. A simple family budget works well for almost everyone and is not as hard as you think! Use these steps to create a simple family budget that works for your family. You'll be on track financially before you know it!

How to Create a Family Budget

Having an emergency fund to fall back on when you need it is so important for every family. However, if you are new to building targeted savings, you may be wondering how to build an emergency fund quickly and easily. These tips are designed to help you build yours in a way that is quick, easy and sure to help you cover your finances when the next emergency comes.

How to Build an Emergency Fund

Sometimes saving money means teaching yourself new tricks. If you're stuck at how to save more, here are 18 things I did to save over $20,000! It's simpler than you think!

18 Things I Did to Save $20,000

We have all heard that "cash is king" and that we should use a cash only budget. I don't and it's for a very good reason. Let me show you why I don't use a cash only budget and why you may want to switch too.

Why I Don’t Use a Cash Only Budget

Sticking to a weekly or monthly budget does not always work for everyone. For those people, learning how to budget paycheck to paycheck can often be the answer.

How to Budget Paycheck to Paycheck

It is so easy to waste money even when you think you're frugal. These 29 ways you're wasting money prove that. If you're doing any of these, you are keeping yourself broke!

29 Ways You’re Wasting Money Even Though You Think You’re Frugal

Not every family needs a full monthly or weekly budget. For some, a personal spending plan is a much better choice. Learning how to create a spending plan is not hard at all. In fact, it's much easier than learning how to create a budget!

How to Create a Spending Plan

If you're having trouble getting or staying on track financially, check that you're not in a "want, see, buy" impulse buying cycle. The financial dangers of not knowing how to stop impulse buying are far bigger than you think, but these tips will help!

The Financial Dangers of the Want, See, Buy Impulse Buying Cycle

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