Family Budget – How to Safeguard Your Finances Against a Financial Crisis

Financial emergencies seem to be the "stuff of legends" for the majority of people. We seem to think that a financial crisis can't happen to "us" and that they always happen to "everyone else," but the truth of it is that they do happen and yes, they can happen to you as quickly … [Read more...]

Personal Finance – How to Calculate Net Worth

Do you know what your net worth is? If you're like most, you don't. After all, the majority of people don't list personal finance as one of their hobbies. Learning how to calculate net worth might not be your favorite thing in the world to do, but it is incredibly important for … [Read more...]

Family Budget: The Ultimate List to Cutting Down Household Expenses

We all want to cut back on how much we're spending, but rarely do we ever look at every single way that we can. We like to take the easy way out instead of really working on ways to save money around the house. I'll admit it. I'm guilty of it too. I like easy ways to save money, … [Read more...]

Choosing Beneficiaries for Your Retirement Plans

    You contribute to your retirement plans on a regular basis. You track your growth to make sure that you’ll have a comfortable retirement. But what happens if you die unexpectedly? Do you recall who you chose to be your beneficiaries? And are you sure that … [Read more...]

How to Live on Last Month’s Income & Why You Should

One of the best ways to make sure that your budget is totally set is to live off of the income that you had come in last month. It's a sure fire way to make sure that you have cash in the bank and that your bills are totally covered. To live on last month's income can be sort of … [Read more...]

How “Keeping Up With the Joneses” Helped Kill Us Financially…

  We've all heard the term "Keeping up with the Joneses," but how many of us realize when we're actually doing it? We were and didn't realize it. Let me go back a bit. A couple of years ago, we made friends with several people who lived very comfortably. They weren't … [Read more...]