Why You Absolutely Do Need to Build Your Credit {or Why You Absolutely Should Not Be Debt Free}

Gather round on the carpet because today I have a story for you. Our story starts with a happy family living comfortably. With several thousand of dollars in extra income each month, their bills were paid, their wants were bought and their savings account overflowed. Their credit … [Read more...]

7 Budget Tips for Newlyweds

Did you know, that one of the most common things the newlyweds fight about is money and that it is one of the most common causes for divorce? Whether it’s caused by one person who spends way too much or whether it’s caused by both people spending way too much, not getting your … [Read more...]

5 Must Have Bank Accounts Every Family Needs

How many bank accounts do you currently have? One? Two? What if I told you that you should have at least five bank accounts? Would you think I am nuts? Okay, I probably am a tad bit nuts, but I make sense sometimes. All of that aside, if you only have one or two bank accounts, … [Read more...]

Family Budget – When Should I Refinance My Car?

If you have a car loan, you might find yourself asking "Should I refinance?" With so many families struggling to find a family budget that works for them, making a high car payment each month can sometimes be one of the many reasons for a budget failure. Figuring out if you … [Read more...]

How to Create a Personal Budget You’ll Actually Stick To!

Budgets are hard ya'll. Do you have one? I would hope so because at this point in our lives most of us are aware that we should have a budget. There is however, a huge difference between knowing you should have a budget and actually having one that you stick to. Like I said, … [Read more...]

Teaching Your Kids Want vs. Needs

    As parents, it is our jobs to teach our kids what they need to know in life and as much as some of us might hate it, a lot of those lessons are financial related. If you were to ask your kids what they want to know about money, one of the things you would … [Read more...]

Finding Your Financial Freedom When Things Get Rough

This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine. Comments submitted may be displayed on other websites owned by the sponsoring brand. Imagine going from an income of $80,000 all the way down to $20,000. Never in my … [Read more...]

The #1 Mistake You’re Making in Your Budget

Do you consider yourself a budget king or queen? Are you dead on with your budgeting every month and never go over budget? Or are you like most families who struggle to stay on budget and stay within the amounts you set for yourself? If so, there is a very simple cause and … [Read more...]

5 Reasons Why Your Budget Fails

I have a confession to make. Okay well it isn't the first time that I've admitted it, but it never hurts to have a reminder. I am kick butt at creating our budget. I can squeeze every single penny out of everything when I want to. I am not quite so good at sticking to that … [Read more...]

Why You Should Identify Fixed Expenses in Your Budget

Ever have one of those budget moments where you sit slack jawed looking at your budget and realize that a double face palm would never be big enough to cover it? I have plenty of times so I'm pretty sure that you have too. One of the times where I have done this is when I've … [Read more...]