39 Ways to Earn Free Gift Cards

Keeping your personal budget on track and a positive number in your checking account, can be hard sometimes. In fact, sometimes it can feel like you're fighting an uphill battle against your own finances. When that happens, a fantastic way to create a little bit of breathing room … [Read more...]

Huge List of Ways to Save Money

Back in 2014, my family had a very large drop in our income. We were okay for a while as we lived on our savings, but sooner than we expected, that money was gone. We almost lost our home. We had our power shut off not once, but twice. We had to live off of our grocery stockpile … [Read more...]

200+ Things You Can Stop Buying and Make Homemade

As we rapidly head into the end of a one year and welcome a new year, a lot of us are going to be looking for new ways to save money in our family budgets. One of the best ways to save money is to stop buying and start making what you can. Back in 2014, when my family got into … [Read more...]

How to Safeguard Your Finances Against a Financial Crisis

Financial emergencies seem to be the "stuff of legends" for the majority of people. We seem to think that a financial crisis can't happen to "us" and that they always happen to "everyone else," but the truth of it is that they do happen and yes, they can happen to you as quickly … [Read more...]

Why I Wait 3 Days Before Buying Anything

Alright kids, let's all get comfortable on the story rug because it's story time. Ready? Once upon a time there was a single Mom who worked very hard to provide a good life for her daughter. Each day, Mom would go to work then come home to her daughter then work more after her … [Read more...]

Why You Should Skip That No-Spend Month

Keeping your family budget in check is one of those things that for the vast majority of people is hit or miss. You either nail it on the head and things run smoothly or you have trouble finding a budget that works for your family and you struggle with your family finances each … [Read more...]

30 Easy Ways to Boost Your Savings Account

The other day I had a conversation with a good friend who had shared a meme from Tumbler. This particular meme basically said that poor people will always be poor because there isn't any other way out. I highly disagree with the original poster (my friend shared it as a … [Read more...]

Why You Need to Have Multiple Streams of Income to Build Wealth

How many "jobs" are in your home? One? Two? Three (at most)? Are those jobs your only source of income each month? What if I told you that by the end of 2016, my family will have 10 streams of income each month? Yes, you read that correctly. Ten. Now what if I told you that you … [Read more...]

How Often Should You Update Your Personal Budget?

How often does your family update your budget? Do you do it daily? Weekly? Monthly? Less often? Recently I had the chance to talk with quite a few people about their budget and I was shocked at how little they were actually updating them. So that got me wondering. How often do … [Read more...]

Why You Probably Have More Money Than You Think

Have you ever looked at your paycheck or bank account and wondered why you didn't have as much money as you should? If so, you're not alone since most of us likely do it on a regular basis. No matter what you make per hour, you very likely have more money than you realize. The … [Read more...]