How to Live on Last Month’s Income & Why You Should

One of the best ways to make sure that your budget is totally set is to live off of the income that you had come in last month. It's a sure fire way to make sure that you have cash in the bank and that your bills are totally covered. To live on last month's income can be sort of … [Read more...]

The Splurge Factor and Why It’s Important

I don't know about ya'll, but I LOVE to shop. It's one of my favorite past times. I tend to not shop for myself, but for my friends and family more often than not, but what I don't like is what constant shopping does to my budget. The thing is though, that NOT shopping can also … [Read more...]

Danger! Impulse Buys Ahead! 6 Ways To Avoid Impulse Purchases

Know what? I love to shop. I know, I run a personal finance and frugal living blog, but I seriously love to shop. I don't allow myself to do so very often though. Why? Because if you are have a strict budget, you know that every single dime in it matters. Our budget has a little … [Read more...]

How to Save $16.66 Per Day (and Why You Should Want To!)

Yeah, I know. $16.66 per day. Totally random number, right? Actually, it's not. Did you know that if you saved just $16.66 per day that you could build an emergency fund with $1,000 in it in 60 days? No joke! $1,000 can seem like a HUGE number...at least it does to me and I'm … [Read more...]

My #1 Super Secret, Incredibly Simple Way To Save

Okay so maybe it's not a super secret way to save, but it certainly IS easy! We have already established that I am really lazy when it comes to do anything that requires thought these days (we established that HERE). Long story short, I think...a lot and because of that, I … [Read more...]

FitFin – Simple Budgeting for The Budget Challenged! Plus Enter to Win Amazon Gift Cards!

  Have you ever had one of those days where you just don't want to do your budget? Seriously. Most budget software and tools? Confusing! That's why I'm currently digging on a new budget site called FitFin! It makes things so much easier! To introduce their new site, FitFin … [Read more...]

How a 20 Minute Weekly Meeting Saved Our Budget

Last year our budget went kinda sorta wonky. Okay, I'm lying. It went flying off the rails at 200/mph, caught fire in mid-air and spiraled out of control down the runway. That's one of the reasons that we started doing our 2015 Budget Challenge. We knew we needed to get things … [Read more...]

The Bill Payment Schedule that Saved Our Finances

I hate paying bills. It isn't the fact that my hard earned money is going out the door that kills it for me, it isn't the fact that they're sometimes higher than I would like, it's the fact that I really, REALLY hate sitting down to do it. Why? Because that would require me being … [Read more...]

5 Tips for Living Well on One Income

Our family lives on one income. I don't know how many of you do, but what I can tell you? Is that it is super hard to do sometimes. One wrong step in your budget and you're off track so far that it can take months to get back to where you need to be.  Living comfortably on one … [Read more...]

How “Keeping Up With the Joneses” Helped Kill Us Financially…

  We've all heard the term "Keeping up with the Joneses," but how many of us realize when we're actually doing it? We were and didn't realize it. Let me go back a bit. A couple of years ago, we made friends with several people who lived very comfortably. They weren't … [Read more...]