31 Budget Tips for Budget Babies

Are you new to budgeting? If so, you might very well be thinking that it is all a cruel joke that someone is playing on you and in fact? They kind of are. Most people will tell you that having a family budget and sticking to it is easy. I won't. Creating a budget that works for … [Read more...]

10 Ways to Save Money in Your Business Budget

As a small business owner, I am perfectly okay confessing that I am sometimes horrible at business finance. It isn't that I don't know how to do my business budget or that I'm not good at doing it, I just hate it and as a result, I tend to procrastinate with it as long as … [Read more...]

Clever Ways to Find Cash During Times of Need

Most adults can think back to a time in their lives when they or a close family member had a legitimate and urgent need for a lump sum of cash and no easy way to raise it. If you’ve been in a similar situation yourself, you know how frustrating it can be. If you find yourself in … [Read more...]

Why I Wait 3 Days Before Buying Anything

Alright kids, let's all get comfortable on the story rug because it's story time. Ready? Once upon a time there was a single Mom who worked very hard to provide a good life for her daughter. Each day, Mom would go to work then come home to her daughter then work more after her … [Read more...]

How to Calculate Net Worth {Plus a Peek at Mine}

Do you know what your net worth is? If you're like most, you don't. After all, the majority of people don't list personal finance as one of their hobbies. Learning how to calculate net worth might not be your favorite thing in the world to do, but it is incredibly important for … [Read more...]

How to Make the Most of Your Money

Start with the Budget Whether you are the head of a huge corporation or the head of a household, budgeting is the first step to financial health and even prosperity. It is important to put aside a specific time each week to look at what your current financial situation is and … [Read more...]

Why You Should Skip That No-Spend Month

Keeping your family budget in check is one of those things that for the vast majority of people is hit or miss. You either nail it on the head and things run smoothly or you have trouble finding a budget that works for your family and you struggle with your family finances each … [Read more...]

30 Easy Ways to Boost Your Savings Account

The other day I had a conversation with a good friend who had shared a meme from Tumbler. This particular meme basically said that poor people will always be poor because there isn't any other way out. I highly disagree with the original poster (my friend shared it as a … [Read more...]

The Ultimate List to Cutting Down Household Expenses

We all want to cut back on how much we're spending, but rarely do we ever look at every single way that we can. We like to take the easy way out instead of really working on ways to save money around the house. I'll admit it. I'm guilty of it too. I like easy ways to save money, … [Read more...]

Why You Need to Have Multiple Streams of Income to Build Wealth

How many "jobs" are in your home? One? Two? Three (at most)? Are those jobs your only source of income each month? What if I told you that by the end of 2016, my family will have 10 streams of income each month? Yes, you read that correctly. Ten. Now what if I told you that you … [Read more...]