How Your Clutter is Hurting Your Family Budget

We all have those moments in our lives where the clutter outweighs the neat. Take me for instance, most days my desk is neat as a pin. Take a look at my closet though and...on second thought? Don't take a look at my closet. It's kind of scary in there. The point is that some … [Read more...]

Huge List of Ways to Save Money

Back in 2014, my family had a very large drop in our income. We were okay for a while as we lived on our savings, but sooner than we expected, that money was gone. We almost lost our home. We had our power shut off not once, but twice. We had to live off of our grocery stockpile … [Read more...]

How to Safeguard Your Finances Against a Financial Crisis

Financial emergencies seem to be the "stuff of legends" for the majority of people. We seem to think that a financial crisis can't happen to "us" and that they always happen to "everyone else," but the truth of it is that they do happen and yes, they can happen to you as quickly … [Read more...]

Personal Finance: Your Finances Are Always Black and White

Have you ever had one of those moments where things that have been murky are suddenly clear? I had one of those moments recently about our finances. While we do everything we can to save, sometimes I’m absolutely horrible at the rest of it. I am easily distracted and yes, that … [Read more...]

31 Budget Tips for Budget Babies

Are you new to budgeting? If so, you might very well be thinking that it is all a cruel joke that someone is playing on you and in fact? They kind of are. Most people will tell you that having a family budget and sticking to it is easy. I won't. Creating a budget that works for … [Read more...]

10 Ways to Save Money in Your Business Budget

As a small business owner, I am perfectly okay confessing that I am sometimes horrible at business finance. It isn't that I don't know how to do my business budget or that I'm not good at doing it, I just hate it and as a result, I tend to procrastinate with it as long as … [Read more...]

Clever Ways to Find Cash During Times of Need

Most adults can think back to a time in their lives when they or a close family member had a legitimate and urgent need for a lump sum of cash and no easy way to raise it. If you’ve been in a similar situation yourself, you know how frustrating it can be. If you find yourself in … [Read more...]

Why I Wait 3 Days Before Buying Anything

Alright kids, let's all get comfortable on the story rug because it's story time. Ready? Once upon a time there was a single Mom who worked very hard to provide a good life for her daughter. Each day, Mom would go to work then come home to her daughter then work more after her … [Read more...]

How to Calculate Net Worth {Plus a Peek at Mine}

Do you know what your net worth is? If you're like most, you don't. After all, the majority of people don't list personal finance as one of their hobbies. Learning how to calculate net worth might not be your favorite thing in the world to do, but it is incredibly important for … [Read more...]

How to Make the Most of Your Money

Start with the Budget Whether you are the head of a huge corporation or the head of a household, budgeting is the first step to financial health and even prosperity. It is important to put aside a specific time each week to look at what your current financial situation is and … [Read more...]