The #1 Thing You Misunderstand about Becoming a Millionaire

Tom and I love to dream. We'll cuddle together on the bed and lay out our dreams for when money isn't a real issue and we're debt free. We dream of our own homestead, of leaving our daughter in a place where she'll never have to worry about anything and of helping our friends and … [Read more...]

Defining Cheap: Cheap Vs. Frugal

I can remember a time in my life when I sought out the cheapest price on any product that I bought. I was under the impression, as I'm sure many of you are, that the cheaper product always equaled the better deal, that the more money I could save on something, the better it was. … [Read more...]

Can You Afford to Be a Stay At Home Mom?

I have been a work at home mom for almost 5 years now, but I remember what it was like discussing my budget with my husband (okay, now my ex-husband) when Emma was born. Could we afford for me to be a stay at home mom? We ended up deciding that yes, I could afford to stay at … [Read more...]

Financial Lessons Learned from I Love Lucy

My Emma recently discovered "I Love Lucy" and like millions of other, she is utterly enthralled by Lucy. The entire thing came about because Tom and I happened to be talking about the episode with the Vitameatavegimin and she wanted to see what we were giggling about. Needless to … [Read more...]

The #1 Thing Your Grandparents Knew About Money That You Don’t

It might sound cliche` or old fashioned, but we could all really learn a lot from our grandparents. The generation that lived through the Great Depression learned a little about everything but one thing they learned a lot about was money. In fact, they learned so much about money … [Read more...]

Why You Should Be Making Car Payments to Yourself

Do you drive a new car or an old beater that has seen more than its share of miles and needs a bit of work? Do you not own a car at all? No matter what your answer is, there's one thing that every family should be doing and it's something that a lot of people simply don't do. For … [Read more...]

Do Budgets Really Save You Money? Why You Should Have One and How to Make One

We’ve all heard it time and time again: “Make a budget and stick to it.” If only it were that simple, right? Budgets are one of those things that we all know we need it, but since they're boring and can be tedious to stick to, a lot of people tend to just skip it. Trust me when I … [Read more...]

Why You Should Balance Your Checkbook (Even if You Don’t Write Checks….)

Do you still write checks? I don't. In fact, I haven't written an actual check in over 2 years. Instead, I prefer to use my debit card for almost everything. My debit card earns me cash back, it's quicker, easier and really I just prefer to swipe my card instead of taking the … [Read more...]

10 Financial Tips & Tricks for Newlyweds

Getting married is a HUGE step. A huge AND scary step! Not only are you now responsible for taking care of yourself but you're also responsible for helping to take care of your spouse. I'm not sure about you, but I hate being financially responsible for someone … [Read more...]

5 Reasons Why Your Budget Fails

I have a confession to make. Okay well it isn't the first time that I've admitted it, but it never hurts to have a reminder. I am kick butt at creating our budget. I can squeeze every single penny out of everything when I want to. I am not quite so good at sticking to that … [Read more...]