Personal Budget Tips – How to Create a Crisis Budget

Whether we like it or not and whether we want to admit it or not, at some point in our lives, we all end up having a rough month or three. It is in those moments that we have to sit down and really get down to brass tacks about our personal budget. Those brass tacks budgets are … [Read more...]

My #1 Tool for Making Budgeting Easier

*This post has been brought to you by EveryDollar, however all opinions, including budget photos are my own and are honest and truthful. For more information, please see my disclosure policy.  Can we be real with each other for a moment? Budgeting is hard. Remembering to keep … [Read more...]

The Secret to Scoring Cheap Cell Phone Plans

How much are you currently paying for your cell phone? $100 each month? $150? More that that? If you're like we were, you fall into the $100 or more category. At $110.00 per month, that left me paying $1320 each year out of my personal budget just for cell service. While my cell … [Read more...]

Personal Budget – How to Save on Medical Bills with Telehealth

I rarely get sick, but when I do, I do it right. This was the case over Christmas when we traveled home to Ohio to spend the holiday with my family. Christmas Eve I started to feel unwell and it only continued as the holiday went on. Christmas stretched into New Year's and New … [Read more...]

How Your Clutter is Hurting Your Family Budget

We all have those moments in our lives where the clutter outweighs the neat. Take me for instance, most days my desk is neat as a pin. Take a look at my closet though and...on second thought? Don't take a look at my closet. It's kind of scary in there. The point is that some … [Read more...]

Huge List of Ways to Save Money

Back in 2014, my family had a very large drop in our income. We were okay for a while as we lived on our savings, but sooner than we expected, that money was gone. We almost lost our home. We had our power shut off not once, but twice. We had to live off of our grocery stockpile … [Read more...]

How to Safeguard Your Finances Against a Financial Crisis

Financial emergencies seem to be the "stuff of legends" for the majority of people. We seem to think that a financial crisis can't happen to "us" and that they always happen to "everyone else," but the truth of it is that they do happen and yes, they can happen to you as quickly … [Read more...]

31 Budget Tips for Budget Babies

Are you new to budgeting? If so, you might very well be thinking that it is all a cruel joke that someone is playing on you and in fact? They kind of are. Most people will tell you that having a family budget and sticking to it is easy. I won't. Creating a budget that works for … [Read more...]

10 Ways to Save Money in Your Business Budget

As a small business owner, I am perfectly okay confessing that I am sometimes horrible at business finance. It isn't that I don't know how to do my business budget or that I'm not good at doing it, I just hate it and as a result, I tend to procrastinate with it as long as … [Read more...]

Why You Should Skip That No-Spend Month

Keeping your family budget in check is one of those things that for the vast majority of people is hit or miss. You either nail it on the head and things run smoothly or you have trouble finding a budget that works for your family and you struggle with your family finances each … [Read more...]